Insights
Two-thirds of borrowers could save by refinancing: report

July 10, 2025
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them. When it comes to rate cuts, nothing is certain until the Reserve…
Small deposit? 50,000 Home Guarantee Scheme spots just opened up

July 3, 2025
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot. Struggling to reach that seemingly mythical 20% milestone? You’re not alone. Property exchange platform PEXA says it…
How to make an offer on a home

June 26, 2025
Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal. Most of us buy a home only a handful of times in our lifetime. So it’s not surprising that plenty of buyers – from first-timers to…
Welcome back! Home lending jumps as first home buyers return

June 19, 2025
Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder. Growing numbers of first home buyers are entering the housing market, with NAB reporting lending…
Australian home price average tops $1 million

June 12, 2025
Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling. Despite a cost-of-living crunch and several years of high interest rates, the Australian property market continues…
How you could boost your home’s value by $118,000 (and save on bills)

June 5, 2025
With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’. There’s a lot to love about winter. Cosy nights in, warming mugs of hot chocolate, and maybe a trip…
Plot twist: home owners keep repayments on hold as rates fall

May 29, 2025
Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve chalked up two rate cuts, and some experts are predicting there…
RBA cuts the cash rate for the second time this year to 3.85%

May 20, 2025
Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments? This is the second cash rate cut in 2025, as the RBA attempts to ease cost-of-living pressures on Australian families. RBA Governor…
Fact or fiction: do property values double every 10 years?

May 15, 2025
It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years. It’s no surprise that something as big as Australia’s $11 trillion housing market has generated its fair share of myths and misconceptions. Chances are you’ve come…
Albo re-elected: what’s on the board for home buyers and owners?

May 8, 2025
The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners. As the election dust settles, it’s time to get back to business as usual. But there could be a few…
Myth buster: do weekly repayments pay off an offset loan faster?

May 1, 2025
There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account. You may have heard that making repayments more frequently, say weekly instead of monthly, helps pay…
Could US tariffs be good news for Aussie home owners?

April 24, 2025
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition. US trade policies have hit media headlines this month following Donald Trump’s controversial tariff announcements on 2 April. The flow of tariff announcements coming out of the US has rattled share markets globally,…